Common questions about finance and products offered
Q: Can I purchase a vehicle service contract later on?
A: Yes, with a few variations. When you purchase at the time of sale, the service contract is generally less expensive. You also don't have to worry about inspecting the vehicle for existing conditions. At the time of sale, it can also be put in the RV Financing rather than paying cash.
Q: Is it bumper to bumper coverage?
A: No, there is no bumper to bumper coverage ever. There are many items not covered, just the same as a factory warranty.
Q: Can it be transferred?
A: Yes, with a small fee, you can transfer to a subsequent owner adding value to the unit at resale.
Q: When can I have the products installed?
A: Most times, we can install the products before taking delivery.
Q: Do I really need these products?
A: If saving money on service appointments is important, yes. If safety and security is important, yes. If maintaining the value and appearance of your RV is important, yes. If you trade units every year or two, probably not, but it is still a good idea.
Q: Is my rate fixed?
A: Yes, it is a simple interest contract meaning you can pay extra or pay it off with no penalty. The rate will not change.
Q: What is the difference between your banks and credit unions?
A: Credit unions are a great source of banking. Usually, they will not give you the terms you need to stay at a desired payment. Sometimes the RV is not the only collateral on the loan. Be sure to read the contract and credit app before signing any contract. Disclosure is vital and you deserve to know what you are signing.
Q: I can buy a service contract cheaper on line.
A: Yes, but make sure of what you are buying. Check the coverage level, deductibles, terms and conditions before purchasing. A rule of thumb, if it sounds too good to be true, it usually is. You get exactly what you pay for.
If you don't see the answer to your question please Contact Us to help answer your questions.